Commercial Insurance Services

Commercial Lines business is handled in our Commercial Risks Department which is staffed with a team of Marketing & Sales professionals (Account Executives) and their administrative assistants. As brokers, our primary duty, after getting to understand your business, is to provide you with risk management advice to enable the efficient and effective handling of the risks inherent in your business.

For risks that are insurable, we will recommend the best insurance coverages from approved local and/or international insurance companies. For uninsurable risks, we work with our clients to determine how best to eliminate and/or reduce those risk exposures, while making recommendations for risk improvements.

The range of the insurance products and services available for commercial enterprises fall under 5 broad headings:-

Loss of or damage to physical property and Consequential Loss

Property All Risks on buildings, stock, machinery etc.
Engineering/Machinery Breakdown
Theft of money or goods by employees or others

Aviation and Marine

hull and liability

Loss of or damage to Motor Vehicles, including Special Type vehicles, and Third Party Liability

Private cars
Pickups, buses, trucks and other heavy vehicles
Third party liability for bodily injury and property damage

Contractors’ All Risks

Including; Performance, Tender, Bid bonds etc.

Legal liabilities to employees and to the public

Employers’ Liability
Public Liability
Products Liability
Directors & Officers Liability
Professional Liability
Errors & Omissions Liability
Libel & Slander Liability

Our Commercial Lines Division is responsible for servicing all commercial clients and the unit is staffed with 8 Marketing & Sales staff (Account Executives) and their administrative assistants. As broker, our primary duty, after getting to understand your business, is to provide you with risk management advice to enable the efficient and effective handling of the risks inherent in your business.